Why buy a home with the Allison Ziefert Real Estate Group? We understand that your home purchase is both an important business and personal decision. Our clients know that, no matter how big or small their purchase, we treat them like friends and family. We adhere to the highest ethical standards in our practice and always put our client’s interests before our own. We know that some of the most important life moments you have will be within the walls of your home, and we would love to help you find that home. We look forward to being one of the first to welcome you to your new community.
Contact us so our team of real estate superheroes can get to work for you!
We know the towns, the market stats and the inventory inside and out. We give you the strategies to succeed in today’s competitive market.
Our goal is for you to feel educated, supported and in the loop every step of the way. We strive to answer your questions before they arise and pride ourselves on excellent communication and responsiveness. We want to be your realtors for life.
We take the time to get to know you so we can quickly match you with the best properties. We will share off market property opportunities with you and let you know about new listings before they hit the market. We will provide you with market stats and comps so you can make smart decisions. We won't let you make a mistake!
Buyers love the Collections tool that enables multiple parties to compare properties and collaborate with us within a central visual workspace. Our customized Tours keep you organized and on schedule for showings and open houses. Bridge Loans are a simple solution to help you bridge the gap between the home you have and the home you want.
Our contacts are your contacts. We know all the best lenders, contractors, home inspectors and attorneys- essential team members along the path to a smooth closing- who prioritize and respond quickly to our clients.
With over 500 5-star reviews you can be confident in choosing to work with us. Most of our business comes from past clients and their referrals- a testament to our team and our clients’ continued trust in us. Earning a glowing testimonial from you and your and future referrals is our mission.
Once you are pre-approved by a lender you will know what your buying power is. You must have a pre-approval letter in order to make an offer on a home.
We learn your tastes, needs, hobbies, etc. to help you find the perfect place quickly. We ask the right questions and consider your feedback when we see homes with you. We preview homes with you in mind to save you time, and will call when we think there is a match.
Your offer is made using a contract of sale that contains the purchase price of your offer as well as other terms, such as:
You will sign the contract, seller and lead paint disclosures. When countersigned by the seller, you have an “accepted offer” and move to the next step.
Usually running 3-7 days, both buyer’s and seller’s attorneys review the contract. This period is concluded when any changes are agreed upon. During this period you can withdraw your offer for any reason. Also, the seller may entertain additional offers or withdraw their acceptance without consequence. Once concluded, you are “under contract.”
Usually due within ten days of going “under contract.” Often this is 10% of the purchase price and is held in an escrow account by one of the attorneys. It is refundable unless you breach the contract.
Usually performed within ten days of going “under contract.” This includes an inspection for major defects, termite/pest damage and radon testing. A sweep for underground oil tanks is recommended as well as having the chimney, flues and fireplace, and sewer line checked out. Your attorney will send a copy of the inspection report to the seller’s attorney with any inspection requests. These will be negotiated. If the seller declines to address your requests, in most cases you may cancel the contract.
Your lender will do an appraisal of the home and will ask you for additional documentation in order to issue you a mortgage commitment.
Once the previous steps are completed, it is time to order your homeowner’s insurance policy that must be prepaid for one year prior to closing. The realtors will coordinate the fire/smoke and certificate of occupancy inspections. Your attorney will order title work and a survey and give you an estimate of all closing costs.
Once the closing is scheduled, you will have a date to move in! Schedule your move and request transfer of utilities into your name.
On the day of closing you will do a final walk through of the property to make sure it is in good condition. At least three days prior to closing, the detailed itemization of your closing costs are presented to you for your review in the form of a closing disclosure statement. At closing, you bring the balance of your payment in certified funds or have this payment wired per your attorney’s instructions. Bring your checkbook in case of last minute adjustments. In the final moments of the closing, the documents to transfer title are signed and the keys are given to you for your new home!